Services

Guarantee bonds

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Bonds In The Event Of Insolvency

Every year we issue billions of rands worth of court bonds to liquidators throughout South Africa. Our facilities and liquidation experience in this specialist market are unprecedented and it is for this reason that we hold a significant market share and remain a preferred bond provider to the liquidation industry.

Curator Bonds

Curator bonds are offered to attorneys, liquidators and accountants,
administering the affairs and estates of incapacitated persons and minors, as well as where they have been appointed by the court to control assets seized under the Prevention of Organised Crime Act.

EXECUTOR BONDS

Executor bonds are offered to the attorney and accounting professions, where such incumbents have been appointed to wind up deceased estates. Our capacity within this market allows us to write the large bonds that other providers may have to turn away.

TRUSTEE BONDS

Trustee bonds are offered to trustees appointed to administer a trust, whether it be a testamentary trust, family trust or trust set up to receive a Road Accident Fund award on behalf of an incapacitated person.

TUTOR BONDS

Tutor bonds are offered to tutors who have been appointed by the court to take care of a minor and/or to administer the affairs of the minor.

Professional Indemnity

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MEDICAL MALPRACTICE COVER

Each practitioner is individually underwritten and then premiums are rated according to the practitioner’s individual clinical risk profile

ATTORNEY PI COVER

This niche product is a top-up cover over and above a free level of cover which practitioners receive through the Legal Practitioners Indemnity Insurance Fund. The top-up policy is not called into contribution where the Fund does not entertain a claim, except where an extension has been selected which is not offered by the Fund.

INSOLVENCY PRACTITIONER PI COVER

we recommend that our clients take out PI insurance to cover them in respect of the liquidations/estates which they handle.

FIDUCIARY PRACTITIONER PI COVER

This bespoke product which was designed specifically for the members of the Fiduciary Institute of South Africa (FISA) protects our executor, curator and trustee clients against professional negligence as well as the theft of monies from third party bank accounts.

BUSINESS RESCUE PRACTITIONER PI COVER

In response to the amendments made to the Companies Act of 2008.

FIDELITY GUARANTEE

Fidelity Guarantee covers the client for loss of money and/or other property belonging to the client or for which the client is responsible, stolen by an insured employee during the currency of the policy and which is notified to us in terms of the claims notification clause.

MISAPPROPRIATION OF TRUST FUND INSURANCE

This insurance protects our clients against thefts from their trust fund account (attorneys) or from a 394(1)(a) current account (liquidators, or a third party bank account (Fiduciary Practitioners)) by a partner, principal, director or employee who holds a valid contract of employment.

Performance GUARANTEE bonds

A performance bond, also known as a contract bond, is a surety bond issued by an insurance company or a bank to guarantee the satisfactory completion of a project by a contractor.

RETENTION bonds

A Retention Bond is a type of performance bond that protects the risk of the contractor’s failure to perform the contract after the contractor finishes work or project.

Funeral Plan

Vanity Capital Funeral Plan is offered by reputable insurance companies to protect you and your loved ones in the event of death. You decide how much cover you require and the premiums thereof to cater for your budget.  A combination of multiple benefits when help is needed.

life insurance

Investment

Financial Planning

A professionally qualified financial planner is essential to help you
identify and meet your financial goals.

Personal Lines

The term personal lines insurance refers to any kind of insurance that covers individuals against loss that results from death, injury, or loss of property. These insurance lines generally protect people and their families from losses they couldn’t afford to cover on their own.

That includes the following:

Commercial Lines

Commercial general liability insurance is a broad type of insurance policy that provides liability insurance for general business risks.